VA Home Loan in San Diego


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Having a Dream is Good, Owning One is Better

Is a VA Home Loan Right For You?

A Veteran and His Wife

Who Needs A VA Home Loan?

In San Diego, California, VA home loans are very common due to the proximity of the military base.  You can also get a VA Mortgage with less-than-perfect credit. A VA loan can be up to 100% LTV!  We can also do an IRRRL which is a streamline refinance meaning less paperwork and a relatively quick process.

VA Loan Rates Are Normally Much Lower Than Traditional Conventional Rates!

Interest Rate Reduction Refinance Loan (IRRRL): also called the Streamline Refinance Loan can help you obtain a lower interest rate by refinancing your existing VA loan. These are great loans for Vets with EXISTING VA loans. Learn More

Native American Direct Loan (NADL) Program: helps eligible Native American Veterans finance the purchase, construction, or improvement of homes on Federal Trust Land, or reduce the interest rate on a VA loan. Learn More

Adapted Housing Grants: help Veterans with a permanent and total service-connected disability purchase or build an adapted home or to modify an existing home to account for their disability. Learn More

Other Resources: many states offer resources to Veterans, including property tax reductions to certain Veterans. Learn More

The San Diego VA Loan Process

Here’s how our home loan process works:

  • Complete our simple VA Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs
  • 100% LTV (loan-to-value)

  • Streamline Refinance or IRRRL

  • Less Than Perfect Credit…OK

  • VA Loans in California

  • Terms from 5 to 30 Years

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