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How Do I Know if I Qualify?
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
lat 003 from 15209 | worked with Richard Peluso
Rick was amazing! This was my first time buying a home so I was very anxious about the entire process. Rick was incredibly informative and patient with me, as I had PLENTYof questions. Truly, I thought this would have been a much more difficult process, but federated, and especially Rick, was incredibly organized and helpful. I never experienced any of the horror stories I’ve heard about home buying and would definitely go through federated for any other home I purchase.