Use one of our quick & easy tools to find out what you qualify for!


VA Purchase or Refinance. If you want to refinance we can do an IRRRL. How about buying a home without a downpayment!


We've been helping people purchase their first home since 1999 and we can help you too!

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Conventional – FHA – VA Mortgage Loans

98% Customer Recommendation Rating

4.89 out of 5 customer satisfaction rating


*Based on hundreds of verified post-closing Zillow & Google customer surveys
97.8% of those surveyed would recommend Federated Mortgage Corporation to friends and family.


Based on 218 reviews
Brian Munshower
Brian Munshower
20 March 2024
Rick made our loan process a fast and painless experience!
Kathleen Nachazel
Kathleen Nachazel
19 March 2024
I recently had the pleasure of working with Rick Peluso from Federated Mortgage Corp. for my new home purchase, and I can't recommend him enough! From the beginning, he was incredibly knowledgeable, transparent, and patient, making sure all my questions were answered and I felt comfortable every step of the way. Rick went above and beyond to secure me the best possible rate, and his professionalism and dedication made my home buying experience smooth and stress-free. I am grateful for his hard work and would highly recommend him to anyone looking to navigate the loan process with ease. Thank you, Rick, for helping me finance my dream home.
Hunter Bell
Hunter Bell
13 March 2024
Mark at Federated Mortgage Corp was great to work with purchasing my first home. Was very thorough and quick with responses and made sure we understood every step of the process!
G Rushton
G Rushton
7 March 2024
Francesca Machi is amazing. From the moment we talked I knew I could trust here. She always had my best interest and was always so honest with me. She was able to work with my numbers and come up with a great mortgage that worked for me, and especially during this time of higher interest rates. She was enjoyable to work with and I couldn’t have felt more at ease with her as my mortgage agent. Thank you Francesca for all your hard work. ✨
Nicolas Hepler
Nicolas Hepler
24 January 2024
I had the honor of having Logan Swan, assist me in my house buying process. It could have not gone any simpler. He answered any questions I had throughout the whole entire process. I cannot thank him enough, definitely recommend!
Ranel Castro
Ranel Castro
18 January 2024
My wife and I worked with Justin and his team on our home purchase in the Pittsburgh area. We were relocating from Florida and were not very familiar with how the real estate market worked in PA. Justin educated us on taxes and the situation with interest rates. He connected us with Logan who provided us with white glove service. They were always available, responsive and fully transparent. They made us feel valued and comfortable with our purchase. Frankly, they made the process very easy. I highly recommend Justin, Logan and the team at Federated for all your mortgage needs.
Jason Gerlowski
Jason Gerlowski
2 January 2024
Bill Weeks Jr. was a huge help in getting a mortgage for our current home. He was quick, friendly, and understanding in walking us through our paperwork and questions!
Cloe Burford
Cloe Burford
29 December 2023
Logan was amazing every step of the way during our stressful process of buying our first home together in today’s market. He went above and beyond to make it work for us and we closed before the new year! We couldn’t have asked for a better outcome. %1000 recommend!

More Reviews

Benefits of a VA Home Loan:


  • No down payment required
  • Negotiable interest rates
  • Adjustable & fixed rate mortgage options
  • No monthly mortgage insurance premiums
  • No prepayment penalty
  • VA assistance to borrowers due to financial difficulty
  • Ability to finance the VA funding fee
  • And More!


Refinance Your VA Mortgage

Interested in reducing your monthly mortgage payment? Incredibly low VA mortgage rates mean lowering your payment is easier than ever.

Let us help you explore your VA home loan options and learn if refinancing is an option for you. Don’t miss your chance to take advantage of VA mortgage rates at their lowest in several decades.

Buy a Home With Your VA Benefits

Getting the right mortgage loan is like getting the keys to your new house! Enjoy less paperwork and more personal attention - from application to closing.  With your VA Benefits, you may be able to purchase a home with no down payment.

Our aim is to make the process as smooth, simple and speedy as possible. Best of all, our loan officers guide you through the process every step of the way. Rest assured knowing you’re in great hands.

The Mortgage Process

Mortgage Interest Rates

Refinance and Purchase

Agree to the Interest Rate and Lock Loan

Once we make contact, we will discuss rate and terms.  If you agree to these terms, we can then move to lock your rate in.

Submit Your Package To Underwriting

Now that we’ve agreed on rate and terms, it’s time to move on to underwriting.  So, we will supply you with a document that describes all documentation we will need to get your file thru underwriting. The sooner you get those docs to us, the sooner you get approved.

Getting to the finish Line

OK so now you’re approved for a mortgage and it’s time to move toward closing.  Whether you’re using our affiliated title company or an outside title, we’ll help you with scheduling and the final steps. Mortgage Interest Rates | Refinance and Purchase

Our Clients

"Rick was amazing! This was my first time buying a home so I was very anxious about the entire process. Rick was incredibly informative and patient with me, as I had PLENTY of questions. Truly, I thought this would have been a much more difficult process, but federated, and especially Rick, was incredibly organized and helpful. I never experienced any of the horror stories I’ve heard about home buying and would definitely go through federated for any other home I purchase."

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 Highly likely to recommend

"Federated Mortgage Co. was an absolutely pleasant experience for me. While searching for the best options for me and my family on a refinance loan, I chose FMC because of their promptness in response to my to my initial inquiry and then the continued communication throughout the process.  Closing took place at my residence at 8pm, so I didn’t have to miss a day of work. The best rate and the best service. Thanks again Federated Mortgage."

Closed refinance loan. Milltown, NJ
Highly likely to recommend





"Contacted Federated initially for their low rates. Worked extensively with Justin Remp, to get the best rate available. Like many Real estate transactions these days, a few things went wrong, but Justin was right there offering information and advise, above and beyond what you would expect. Couldn’t have been happier with the communication and cooperation Justin and Federated provided. Justin also worked extremely well with my agent. After my closing, my agent told me what a pleasure it was to work with Justin, and he intends to recommend Federated Mortgage for future buyers looking for a lender. Thanks Justin for going the extra mile (or two)!"

Closed purchase loan. Huntingdon Valley, PA
Highly likely to recommend