Hello, Are You A First Time Home Buyer in Philadelphia?

We can help…

First Time Home Purchase Can Be Tricky…Let Us Guide You

We’ve been helping people in Philadelphia Pennsylvania buy their fist home since 1999, we can help you too.  There are first time home buyer programs in PA that you can take advantage of.

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Step One

Your first step is to use our FREE FIRST TIME HOME BUYER PRE-QUALIFICATION TOOL! With this tool we’ll guide you to a price range.

Speak With Your Loan Officer

Once your info has been received, your loan officer will call you to go over a few items then give you a price range for your new home.

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Find A Realtor

Now you can take your pre-approval letter to a realtor and begin shopping for you first home.  If you don’t have a realtor, we can refer one to you.

Now The Fun Part

Now it’s time to go shopping with your Realtor.  Shop until you find the house that really strikes you right…don’t settle.  If the home you feel you’re looking for isn’t on the market now…it may be next week.  Inventory changes rapidly.

Found A Home!!!

So you’ve found a home you love.  Time to start the negotiations, your Realtor will help you through this.  If all goes well and your offer is accepted, a sales contract will be drawn up and we’ll move on to the next step.

Locking Your Loan

Now it’s time to lock your interest rate and move you into underwriting.  Once we get you through underwriting we move toward closing your loan and getting you in to your FIRST HOME!!!

Years Helping People Purchase Their First Home

Thousands of New Mortgages

Typical Days To Close

Our Home Buyer Programs For People In Philadelphia:

Thinking about buying your first home can be overwhelming.  At Federated Mortgage we have been helping people get into their first home since 1999.  We know the path to get you to the closing table and in your new home on time.  Your loan officer will be your advocate throughout the whole process.

We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Mortgage Pre-Qualification Tool.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you – whether you’re a first-time home buyer or a seasoned investor.

The Fixed Rate Mortgage Loan Process

Here’s how our home loan process works:

  • Complete our simple Mortgage Pre-Qualification Tool.
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs
  • 30 Year Fixed Rates

  • Conforming Loans

  • Jumbo & Super Jumbo Loans

  • FHA, VA, Government Loans

  • Terms from 5 to 30 Years

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